This page is a collection of the tools and products I use to manage my personal finances. Some of these links are affiliate links, meaning that I will receive a small commission at no charge to you if you purchase through my link. That being said, I only recommend products I personally know and love. All of the following tools are ones that I use myself.
Money Saving Websites and Apps
Imperfect Produce- Every year more than 20 billion pounds of perfectly ripe and nutritious produce goes straight into the trash before leaving the farm. Irregular shape, size, and surplus are the biggest reasons grocery stores won't accept them.
Imperfect Produce is a for-benefit corporation that saves this produce and distributes it to families across the US at 30%-50% below grocery store prices. It's one of my favorite ways to save money on organic and conventional produce, while helping to reduce massive amounts of waste. Get $10 off your first Imperfect Produce box here.
Personal Capital- Personal Capital is my favorite financial tracking software, and it's free. It syncs up all of your bank accounts, credit cards, investment accounts, and mortgage, allowing you to get a complete look at your net worth all in one place.
Personal Capital will also analyze your 401(k) for unnecessary fees, offer you retirement planning advice, and help you track your investments. I love using PC, and I highly recommend it to anyone who is serious about keeping track of their finances.
You can sign up for a free Personal Capital account here.
Acorns- Acorns is an app that links to your bank account and rounds up each of your transactions to the nearest dollar. It then keeps all of your spare change and invests it for you, allowing it to grow year after year.
One reason I love Acorns so much is because you can withdraw the money at any time. This makes it a perfect way to save your spare change automatically and use it as a vacation fund, car fund, or even your kids college fund.
I generally save around $75 per month in my Acorns account, which I then transfer to savings or my investment accounts. It's an effortless way to save your spare change, and it only costs $1 per month. You can sign up for Acorns here.
Ebates- Ebates is an amazing program that gives you cash back on just about anything you buy online. Ebates is 100% free to use, and they've partnered with more than 2,000 companies to offer shoppers like us between 1% and 25% cash back on purchases. It's that simple!
It applies to everything in store and there is no catch or "gotcha". Plus, they truly do pay you in cash with either a paper check or Paypal deposit. I use Ebates every time I shop online. You can get $10 cash to spend when you sign up for a free Ebates accounthere.
Honey- If you only sign up for one money saving app this year, make it Honey. This free browser extension scours the internet and automatically applies any discounts and promo codes it can find at checkout, saving you tons of money!
I routinely save between 10% and 30% on my purchases, which adds up big time over the course of a year. Best of all, Honey and Ebates can be used simultaneously to save even more. You can sign up for a free Honey account here.
Credit Sesame- One of my credit cards was hacked this month in a big data breach by a restaurant, and I was able to catch it by checking my credit score through Credit Sesame. I've been using Credit Sesame for a few years now, and I've been impressed with how easy (and free!) it is to use.
I can check my credit score at any time without it pulling a report, and it notifies me if anything weird is happening with my account. I highly recommend signing up for a free Credit Sesame account and checking your score every couple of months.
Groupon- Groupon is an incredible way to save money on activities, restaurants, trips, and spa services. The vast majority of Groupon vouchers are priced at 50% off the normal price, leaving you with some huge savings.
I frequently use Groupon to find kids activities, kayaking trips, eyebrow threading, pedicures, and more. You can sign up to see Groupon vouchers in your area here.